ENLS (Extended Non-Means-Tested Loan Scheme)

ENLS, or the Extended Non-Means-Tested Loan Scheme, is a loan scheme specifically designed to provide tuition fee loans to students pursuing designated post-secondary/continuous education and professional training courses in Hong Kong. This scheme does not require income proof, but the loan provided must be repaid.

[ENLS Eligibility]
Applicants must meet the following conditions:
- Possess Hong Kong Special Administrative Region residency, or have continuously resided in Hong Kong for at least three years prior to the start of the course.
- Excludes individuals who:
  - Hold a Hong Kong student visa/entry permit for students.
  - Hold a visa/entry permit under the Immigration Arrangements for Non-local Graduates/return to work in Hong Kong scheme.
  - Are dependents who are 18 years old or above when issued with a dependent visa/entry permit to Hong Kong.

For detailed eligibility, please refer to https://www.wfsfaa.gov.hk/tc/sfo/postsecondary/enls/eligibility.php

[ENLS Eligible Courses]
For detailed application procedures, please refer to https://www.wfsfaa.gov.hk/tc/sfo/postsecondary/enls/course_provider.php

[ENLS Loan Amount]
For detailed application procedures, please refer to https://www.wfsfaa.gov.hk/tc/sfo/postsecondary/enls/loan_limit.php

[ENLS Interest Rate & Admin]
For detailed application procedures, please refer to https://www.wfsfaa.gov.hk/tc/sfo/postsecondary/enls/interest_and_fee.php

[ENLS Application Process]
For detailed application procedures, please refer to https://www.wfsfaa.gov.hk/tc/sfo/postsecondary/enls/procedures.php

[ENLS Repayment]

For details on repayment, please refer to https://www.wfsfaa.gov.hk/tc/resources/loanrepayment/activation.htm

[Additional Information]
For more information, you may visit:
- [ENLS Scheme Website] - https://www.wfsfaa.gov.hk/sfo/tc/postsecondary/enls/overview.htm
- [Student Finance Office Website] - https://www.wfsfaa.gov.hk/sfo/tc/postsecondary/enls/overview.htm

[Contact Information]
If you have further inquiries regarding the ENLS, please contact the Student Finance Office under the Working Family and Student Financial Assistance Agency:

- Address: 11/F, Cheung Sha Wan Government Offices, 303 Cheung Sha Wan Road, Kowloon.
- Website: [Student Finance Office ENLS Info](https://www.wfsfaa.gov.hk/sfo/tc/postsecondary/enls/overview.htm)
- Office hours: 2150-6223
- 24-hour hotline: 2802-2345
- Fax: 2802-9153
- Email: [email protected]